Why We Love Having Greystone Insurance as a Partner


Here’s my recent Q&A session with the owner of Greystone Insurance.
There are a variety of opportunities in the Central Pennsylvania real estate market for both buyers and sellers.

If you're a prospective buyer click here for a full home search, or if you're considering placing your home on the market, get a free home value report, right here.

Today I have the pleasure to be with Jim Bower, owner of Greystone Insurance, to discuss how important it is to have a yearly checkup with your local Insurance agent. According to Jim, one of the most important things you can do as an insurance buyer is to have an agent look at your insurance regularly. Insurance companies are coming out with new products and pricing all the time. Most of those new products are better for the customer. This means better pricing, better coverage, and it may be even easier to manage and pay premiums. To take advantage, you need to talk with an agent and often reapply for the newest product and pricing. You don’t get these things automatically, regardless of how long and loyal a customer you have been.


Greystone partners with a dozen different top insurance companies


Very often when helping a family or business owner, Jim finds that their existing coverage just doesn’t match up with what is going on in the household or business. Are they paying for things that they don’t need? Or worse yet, were they even properly covered in the first place? Jim and his team encounter situations like this all the time. So what should all of you homeowners out there do? Even if you have everything up to date, you should evaluate your insurance agent and the services they provide. If an agent only works with one company, they are going to be limited in what they can offer. At Greystone, they partner with over a dozen top insurance companies, including Erie Insurance, Central PA’s leading insurer for homes and autos! Thanks to Jim for joining us. This is such a great partnership between two companies that share a culture of service people with excellence and integrity. You’ll find both of these qualities with Greystone Insurance and Joy Daniels Real Estate Group. If you have any insurance needs or questions whatsoever, reach out to them at (717) 695-3177 or visit them online. We love serving our clients. If you have a real estate question for us, please call 717-695-3177 or email info@joydaniels.com. We have buyer and seller specialists ready to assist you.



What Are We Thankful for This Year?


Here’s what we at the Joy Daniels Real Estate Group are thankful for.
There are a variety of opportunities in the Central Pennsylvania real estate market for both buyers and sellers.

If you're a prospective buyer click here for a full home search, or if you're considering placing your home on the market, get a free home value report, right here.

With all of the holiday noise and Black Friday messages flooding your inbox, I wanted to take this opportunity to say “Happy Thanksgiving!” from the Joy Daniels Real Estate Group. Our team is grateful and wanted to share what they are thankful for this holiday season. Starting at 0:35 in the video above, you will hear from all the members of my team (including myself) about what they are thankful for in 2021. All of us at Joy Daniels Real Estate Group want to thank you, our clients, friends, and customers. We had an unusual, yet amazing 2021 and we could not be more thankful for all the support and blessings given to us in this market. We hope you have a wonderful Thanksgiving with your friends and family! We are here to serve your needs and help you realize your real estate goals! If you have any questions for us please call 717-695-3177 or email info@joydaniels.com. We look forward to hearing from you soon.

Are We Still in a Hot Seller’s Market?


Is the market still hot, or is it getting colder?
There are a variety of opportunities in the Central Pennsylvania real estate market for both buyers and sellers.

If you're a prospective buyer click here for a full home search, or if you're considering placing your home on the market, get a free home value report, right here.

Are we currently still in a seller’s market? There are a couple of factors to consider before we answer this question: 1. Inventory is increasing. Back in March, as we were well into the spring selling season, there were 260 active listings in Dauphin County. In all of September, in the middle of the fall selling season, there were 307 active listings. That’s 47 more listings! Inventory is way up. 2. Multiple offers are down. With that increase in inventory, the number of multiple offers we’re seeing is also down. Earlier this year, we might have gotten around 10 offers on a home. However, we might only get two or three today. Overall, the number of multiple offers and bidding wars is way down. 3. Mortgage rates have gone up. This makes it harder to afford homes. 4. The number of showings is down. The number of showings in March of this year was 1,178. In September that number dropped to 662.


Now is the time to put your home on the market.


As we head into the holiday season, demand for homes will go down as inventory rises. So are we still in a super-hot seller’s market? The answer is no, but we are generally still in a seller’s market. It appears that we have peaked, and a decline in the seller’s market has begun. If you’ve thought about putting your home on the market but found yourself waiting and waiting, don’t wait any longer—now is the time. I don’t know what’s going to happen to the market next year; it could be better or worse than this year. What I do know is that now is still a great time to sell. There is still demand. If you have any questions regarding our market or real estate in general, feel free to call us at 717-695-3177 or email info@joydaniels.com. We have buyer and listing specialists waiting to help you!