We Specialize In These Pennsylvania Area Communities

Camp Hill - Carlisle - Dillsburg
Elizabethtown - Enola - Hershey - Hummelstown
Lemoyne - New Cumberland - Lewisberry - Perry County
Mechanicsburg - Boiling Springs - Middletown - Palmyra - Harrisburg

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Don’t Worry About Another Market Crash


Here are the reasons you don’t need to worry about another market crash.
There are a variety of opportunities in the Central Pennsylvania real estate market for both buyers and sellers.
If you're a prospective buyer click here for a full home search, or if you're considering placing your home on the market, get a free home value report, right here.

The most common question I receive as a real estate agent is, “When is the market going to crash?” My clients are having flashbacks to 2008 when the market crashed and sent shockwaves through the economy. While no one can predict the future with 100% accuracy, I don’t think we’re heading for another crash. First off, it’s understandable for people to be worried. The market is on fire! Compared to this time last year, home prices are up 16%. In some markets, it’s even higher. This is a dramatic increase, but rising home prices aren’t necessarily an indicator of a crash. There are a lot of significant differences between our market and what was happening in 2008.

For example, lending practices are very different. You used to be able to get a loan just by stating your income. Plenty of people took advantage of this and ended up with a home they couldn’t afford. Lenders have stricter guidelines now, and all incomes are verified.




Our current market is driven by basic supply and demand.


In 2008, people were also overpaying for their homes because of adjustable-rate mortgages. Once the bubble popped, people were stuck with devalued homes they couldn’t afford, and this led directly to the wave of foreclosures that only exacerbated the problem. Unlike 2008, our current market is being driven by basic supply and demand. People were stuck inside their homes for over a year, so it’s only natural that all their pent-up demand is driving a hot market. Also, instead of shady lending practices, low interest rates are allowing people to afford pricier homes. When we combine this high demand with historically low supply, we end up with our current market. After the crash in 2008, builders were left with thousands of homes that no one wanted to buy, costing them a ton of money. They are much more cautious now about making sure they do not oversaturate the market with homes, and this is a big reason why we are seeing low supply. The bottom line is, I see this market continuing for at least eight to 10 months before we see a significant slowdown. If you want to take advantage of the market while you can, please give me a call at 717-695-3177 or email me at info@joydaniels.com. I look forward to hearing from you!

Why We Recommend Gross Gutter Cleaning


Shawn and Dan Gross join me to answer some FAQs about gutter cleaning.
There are a variety of opportunities in the Central Pennsylvania real estate market for both buyers and sellers.
If you're a prospective buyer click here for a full home search, or if you're considering placing your home on the market, get a free home value report, right here.

I am here today with Dan and Shawn Gross from Gross Gutter Cleaning to talk about the importance of safeguarding your home from unwanted pests, leaks, and damage from debris buildup in your gutters. 

Gross Gutter Cleaning is always climbing high (literally) to make their customers happy. Do not risk your safety trying to climb to the roof, let Gross Gutter do it. Along with not being afraid of heights, they are also fully insured. We have a few questions for them today about what they do:

 

What is the gutter cleaning process? 


It starts with cleaning all the debris out of all your gutters, using a hose to make sure the gutters and downspouts are flowing properly. After that, they clean everything up and leave you in good shape.


Like most home maintenance, a seasonal gutter routine is important. Once you schedule a cleaning with them, you can be automatically placed on their Peace of Mind Service list, so that you never have to worry about scheduling your next gutter cleaning. Preventive maintenance is important in preventing pricey future damage.

 

Why is it important to keep gutters clean? 


First and foremost, it prevents water damage. When clogged gutters can’t drain, water spills over and can seep into your foundation.




Preventive maintenance is important in preventing future damage.


Is it expensive? No, their services are $100 to $200 depending on the size of the house. Do you offer any other services? Gross Gutter Cleaning also offers skylight cleaning, lightbulb changing, and tree trimming. If you mention Joy Daniels, Gross Gutter Cleaning will give all new customers a $25 discount off their first cleaning. Give them a call at (717) 797-9180, visit them online, and let Gross Gutter Cleaning get the gross out of your gutters. If you have any other real estate-related questions, don’t hesitate to reach out via phone, 717-695-3177 or email, info@joydaniels.com. We have buyer and seller specialists ready to assist you.

The Top 5 Things a Buyer Specialist Provides Homebuyers


Here’s why you should always enlist the help of a buyer specialist.
There are a variety of opportunities in the Central Pennsylvania real estate market for both buyers and sellers.
If you're a prospective buyer click here for a full home search, or if you're considering placing your home on the market, get a free home value report, right here.

If you’re thinking about buying a home, you need someone who can advocate for you and negotiate on your behalf. This is why reaching out to a buyer specialist is so important, especially in a crazy market like ours. The best part of it all is that an agent’s services are free for the buyer, as the seller is the person who covers commission fees. A home purchase is a complex transaction full of many complicated details, so you want to be sure you’re in good hands throughout the process. This is why you want to sign a buyer agency agreement, which provides you with 100% commitment from an expert who knows how to help you beat the competition. The buyer agency agreement entitles the buyer to the following things: 1. Loyalty: The agent will always act in the best interests of their client. 2. Disclosure of all material facts: The agent will research properties to identify any potential issues, helping the client to make a fully informed decision.



An agent’s services are free for the buyer, as the seller is the person who covers commission fees.


3. Confidentiality: The agent will keep your bargaining and financial position confidential while promoting your best interests. 4. Accounting in dealings: The agent will provide assistance in securing appropriate financing. 5. Reasonable skill and care: The agent will advise you on how to structure an offer by providing pricing and negotiating advice through a competitive market analysis. When you have a buyer specialist, you can feel confident that you will be fully represented throughout your transaction. If you’re ready to find an expert who can help you accomplish your home buying goals, or if you have any questions about our market, feel free to reach out to me. I look forward to hearing from you soon.