Central Pennsylvania Real Estate Video Blog with Joy Daniels

Don’t Worry About Another Market Crash

Here are the reasons you don’t need to worry about another market crash.

There are a variety of opportunities in the Central Pennsylvania real estate market for both buyers and sellers.
If you're a prospective buyer click here for a full home search, or if you're considering placing your home on the market, get a free home value report, right here.

The most common question I receive as a real estate agent is, “When is the market going to crash?” My clients are having flashbacks to 2008 when the market crashed and sent shockwaves through the economy. While no one can predict the future with 100% accuracy, I don’t think we’re heading for another crash. First off, it’s understandable for people to be worried. The market is on fire! Compared to this time last year, home prices are up 16%. In some markets, it’s even higher. This is a dramatic increase, but rising home prices aren’t necessarily an indicator of a crash. There are a lot of significant differences between our market and what was happening in 2008.

For example, lending practices are very different. You used to be able to get a loan just by stating your income. Plenty of people took advantage of this and ended up with a home they couldn’t afford. Lenders have stricter guidelines now, and all incomes are verified.

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Our current market is driven by basic supply and demand.

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In 2008, people were also overpaying for their homes because of adjustable-rate mortgages. Once the bubble popped, people were stuck with devalued homes they couldn’t afford, and this led directly to the wave of foreclosures that only exacerbated the problem. Unlike 2008, our current market is being driven by basic supply and demand. People were stuck inside their homes for over a year, so it’s only natural that all their pent-up demand is driving a hot market. Also, instead of shady lending practices, low interest rates are allowing people to afford pricier homes. When we combine this high demand with historically low supply, we end up with our current market. After the crash in 2008, builders were left with thousands of homes that no one wanted to buy, costing them a ton of money. They are much more cautious now about making sure they do not oversaturate the market with homes, and this is a big reason why we are seeing low supply. The bottom line is, I see this market continuing for at least eight to 10 months before we see a significant slowdown. If you want to take advantage of the market while you can, please give me a call at 717-695-3177 or email me at info@joydaniels.com. I look forward to hearing from you!

Why We Recommend Gross Gutter Cleaning

Shawn and Dan Gross join me to answer some FAQs about gutter cleaning.

I am here today with Dan and Shawn Gross from Gross Gutter Cleaning to talk about the importance of safeguarding your home from unwanted pests, leaks, and damage from debris buildup in your gutters.

Gross Gutter Cleaning is always climbing high (literally) to make their customers happy. Do not risk your safety trying to climb to the roof, let Gross Gutter do it. Along with not being afraid of heights, they are also fully insured. We have a few questions for them today about what they do:

What is the gutter cleaning process?

It starts with cleaning all the debris out of all your gutters, using a hose to make sure the gutters and downspouts are flowing properly. After that, they clean everything up and leave you in good shape.

Like most home maintenance, a seasonal gutter routine is important. Once you schedule a cleaning with them, you can be automatically placed on their Peace of Mind Service list, so that you never have to worry about scheduling your next gutter cleaning. Preventive maintenance is important in preventing pricey future damage.

Why is it important to keep gutters clean?

First and foremost, it prevents water damage. When clogged gutters can’t drain, water spills over and can seep into your foundation.

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Preventive maintenance is important in preventing future damage.

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Is it expensive? No, their services are $100 to $200 depending on the size of the house. Do you offer any other services? Gross Gutter Cleaning also offers skylight cleaning, lightbulb changing, and tree trimming. If you mention Joy Daniels, Gross Gutter Cleaning will give all new customers a $25 discount off their first cleaning. Give them a call at (717) 797-9180, visit them online, and let Gross Gutter Cleaning get the gross out of your gutters. If you have any other real estate-related questions, don’t hesitate to reach out via phone, 717-695-3177 or email, info@joydaniels.com. We have buyer and seller specialists ready to assist you.

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Why Hire the Joy Daniels Real Estate Group?

Just as doctors and lawyers specialize in different fields, so does each member of the Joy Daniels Real Estate Group. Although each agent is a licensed Realtor, their continuing education goes far beyond that- with exhaustive training and practice, giving them in essence the equivalent of a graduate degree in their field or specialty. Our specialists are the elite in their field and all of our firm's activities are done with a high sense of care over each seller and buyer that we come into contact with.

Even though Joy and her team have won numerous awards and been multi-million dollar producers for many consecutive years, her true "joy" is in serving her customers and clients. Joy and her team recognize the importance of maximum convenience for her customers and accessibility to her clients. Joy and her staff have developed and applied new techniques of marketing property and assisting customers and clients that other agents in Central Pennsylvania just can't offer. Whether you are moving across town or to another state, you've come to a site that will help your moving experience be smooth and hassle-free.

Joy Daniels
The Joy Daniels Real Estate Group
2793 Old Post Road
Harrisburg, PA 17110
Phone: 717-695-3177
Fax:717-695-0025
info@joydaniels.com

Joy Daniels Testimonials

Click to hear recent
testimonials from happy clients

Jessica - "Both my husband and I are very happy with the results. We actually sold 2 homes through the Joy Daniels Real Estate Group and both of them went off without a hitch! We had some issues with the well at our home and when we were on vacation it needed to be run for an extended time over and few days and Joy made sure that it was taken care of by the time we got back so we were ready to go for settlement."

Gary - "We’ve worked with Joy for several years now. She aided us in buying the current house we’re living in and also the house that we just sold. Joy and her whole team just have their act together. I was in the business for myself and I know how hard it is to get a team to click and she just seems to be able to do that."

Mitzi - "They helped me sell my home even through some of the wrinkles that my ex-husband caused. They had peak traffic through my house and they did a very good job with the marketing aspect. I just always felt comfortable with her. They really helped me through the closing and even after the sale when I had breast cancer and couldn’t mow my grass, my Realtor Nick came out a couple times to help me with that which was above and beyond! It was just a really good experience and I recommend Joy all the time!"

Ed - "When we were looking for a real estate agent, we wanted to work with someone who was willing to work around our schedule. Joy and her team quickly exceeded our expectations in helping us find a home. They were there for us, they walked us through many homes, and were even chipper and brought us coffee when we’d go look at homes at an unholy hour on a Saturday morning. I never had to wait longer than 30 minutes for them to return a phone call and they were also involved in the community, which shows a commitment to the community at large. Joy has sold over 3 homes for my family and when she sells my current home in the spring, we look forward to working with the best team in Harrisburg and Central Pennsylvania! "

Jennifer - "Being that she’s the president of the company, we felt honored that Joy wanted to work with us. Twelve days after the house went on the market, we got an offer! I think the communication was great. Everyone that we talked to was professional and happy. We could tell they all love their jobs! It was just an all-around positive experience."

Shelby - "They were absolutely amazing. There was never a period of time that went by that we didn’t have some sort of update from Joy or her assistant Heidi. They were readily available, and basically in constant contact with us!"

Leslie - "We worked with one of her agents named George. He was very helpful. We were looking for a new home rather than an existing home sale. He was helpful with the valuation of the lot, the features that would be useful for resale purposes as we were planning the home, and neighborhoods with the best resale values. We appreciated his insights and he worked with us a little bit in the process during our initial walkthrough when the builder has a different inspection times, and he offered insights during those times as well. It was good to have him. He had been involved with the builder before and was a new home specialist. On one occasion, he traveled with me from Harrisburg to Lancaster. He went with me to the design center and was very helpful with advice concerning buyer interest, home trends, and other things we should be thinking about when making decisions about features we should put in the house."

Linda - "It was perfect, from day one until we sold the house, our agent was excellent. Everything he told us, he said we would sell our house within two or three days and we did. Everything just went perfectly. We got the amount we wanted for our house, and we didn't have any problems at all. Any questions we had, we contacted our agent and it was just perfect. No matter what paperwork, anything like that. If we had any questions about anything. Now we had a homeowner's association, and we had to get a letter from them saying we were moving out. Our agent did all that for us. We didn't have to do that. He was really right on the ball, doing everything we needed to have done. It was just perfect. I would recommend Joy Daniels to anybody. In fact, I've already done that with a couple people that I've talked to. We've had other real estate companies, but this one was just a ten. That's all I can say, it was perfect."

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Don’t Worry About Another Market Crash

Why We Recommend Gross Gutter Cleaning